Privacy Policy
Last Updated: May 29, 2026
1. Introduction
Welcome to FAN Plan LTC. We are a long-term care insurance agency serving clients in New Jersey, Florida, and New York. Your privacy is critically important to us. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website or use our services. Please read this policy carefully. If you do not agree with the terms of this privacy policy, please do not access the site.
2. Information We Collect
We may collect information about you in a variety of ways. The information we may collect on the website includes personal data such as your name, shipping address, email address, and telephone number, and demographic information such as your age, gender, hometown, and interests, which you voluntarily give to us when you inquire about our insurance products or services. We also automatically collect derivative data such as your IP address, your browser type, your operating system, your access times, and the pages you have viewed directly before and after accessing the site.
3. How We Use Your Information
Having accurate information about you permits us to provide you with a smooth, efficient, and customized experience. Specifically, we may use information collected about you via the website to create and manage your account, deliver targeted advertising or newsletters, email you regarding your account or inquiries, fulfill and manage purchases or requests, and increase the efficiency and operation of the website. We may also use this information to assist law enforcement and respond to subpoenas.
4. Legal Basis for Processing
Our legal basis for collecting and using the personal information described above will depend on the personal information concerned and the specific context in which we collect it. However, we will normally collect personal information from you only where we have your consent to do so, where we need the personal information to perform a contract with you, or where the processing is in our legitimate interests and not overridden by your data protection interests or fundamental rights and freedoms.
5. Cookies and Tracking Technologies
We may use cookies, web beacons, tracking pixels, and other tracking technologies on the website to help customize the site and improve your experience. When you access the site, your personal information is not collected through the use of tracking technology. Most browsers are set to accept cookies by default. You can remove or reject cookies, but be aware that such action could affect the availability and functionality of the site.
6. How We Share Information
We may share information we have collected about you in certain situations. Your information may be disclosed as follows: by law or to protect rights, in connection with business transfers, with third-party service providers that perform services for us or on our behalf, or with your consent. We do not sell, rent, or trade your personal information to third parties for their promotional purposes.
7. Data Security
We use administrative, technical, and physical security measures to help protect your personal information. While we have taken reasonable steps to secure the personal information you provide to us, please be aware that despite our efforts, no security measures are perfect or impenetrable, and no method of data transmission can be guaranteed against any interception or other type of misuse.
8. Data Retention
We will only keep your personal information for as long as it is necessary for the purposes set out in this privacy policy, unless a longer retention period is required or permitted by law (such as tax, accounting, or other legal requirements). When we have no ongoing legitimate business need to process your personal information, we will either delete or anonymize it.
9. Your Rights and Choices
You have certain rights regarding your personal information, subject to local law. These may include the right to access, correct, or request the deletion of your personal information. If you wish to exercise any of these rights, please contact us using the information provided below. We will consider and act upon any request in accordance with applicable data protection laws.
10. Third-Party Links
The website may contain links to third-party websites and applications of interest, including advertisements and external services, that are not affiliated with us. Once you have used these links to leave the site, any information you provide to these third parties is not covered by this privacy policy, and we cannot guarantee the safety and privacy of your information.
11. Children’s Privacy
We do not knowingly solicit information from or market to children under the age of 13. If you become aware of any data we have collected from children under age 13, please contact us using the contact information provided below. We will take steps to delete such information as soon as possible.
12. Changes to This Policy
We reserve the right to make changes to this privacy policy at any time and for any reason. We will alert you about any changes by updating the "Last Updated" date of this privacy policy. Any changes or modifications will be effective immediately upon posting the updated privacy policy on the site, and you waive the right to receive specific notice of each such change or modification.
13. Contact Us
If you have questions or comments about this Privacy Policy, please contact us at:
FAN Plan LTC
Email: info@fanplanltc.com
Serving New Jersey, Florida, and New York